refinq is a Vienna-based company, founded in 2023, that provides a cloud-based Nature Intelligence platform for asset-level climate and nature risk analytics. It serves banks and corporates across Europe, scoring locations for physical climate risk, nature and biodiversity risk, and transition risk under IPCC scenarios. It links exposure to financial impact and adaptation actions, and produces audit-ready data for CSRD/ESRS, EU Taxonomy, TNFD, SFDR, Pillar 3 ESG and EBA requirements.